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Risk Management Advisory
Identify, assess and mitigate the risks that threaten your business and assets before they become losses.
Learn more →Motor & Property Insurance Advisory
Motor and property cover is where most people are quietly over-charged or under-protected. We make sure you are neither.
What it is
About Motor & Property Insurance Advisory
Motor & Property Insurance Advisory covers private and commercial vehicles, fleets, buildings, equipment and contents. Moonstone makes sure values are set correctly, the right type of cover is chosen, and the policy is competitively priced — so a claim pays what it should and you are not paying for cover you do not need.
Who it's for
Is this service right for you?
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Vehicle owners, fleet operators, landlords, homeowners and businesses with premises or equipment to protect.
Key benefits
What you gain
- ✓ Correct sums insured so claims are not reduced for under-valuation
- ✓ The right cover type — comprehensive, third-party or specialist
- ✓ Competitive premiums checked across the market
- ✓ Fleet and multi-property cover consolidated for simplicity
- ✓ Fast, supported claims when an incident happens
How it works
Our process, step by step
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01
List & value assets
We record every vehicle and property and confirm correct, current values.
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02
Match the right cover
We recommend the appropriate cover type and limits for each asset.
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03
Compare & price
We check premiums across insurers to secure competitive, fair terms.
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04
Place the cover
Policies are bound and documents — including stickers and certificates — issued.
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05
Renew & support claims
We manage renewals and stand with you through any claim.
Questions
Frequently asked questions
Why does the insured value matter so much?
If a vehicle or building is insured below its true value, a claim can be scaled down proportionally. Correct valuation protects your payout.
Can you cover a whole fleet under one policy?
Yes. Fleet cover consolidates multiple vehicles, simplifying administration and often improving pricing.
Do you handle both home and commercial property?
Yes — homes, rental property, commercial buildings, equipment and contents.
Explore more
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Comprehensive cover structured around your organisation's exposure, contracts and growth plans.
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